Posts under ‘Wealth Creation’

1. What is Personal Finance?
In simple terms, personal finance means how you make your money, how you spend your money, how you keep your money, and how you grow your money.
Of course, you’d need to plan how you make, spend, keep, and grow your money with much care so as to:
Meet your basic needs – [...]

“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.”
The first rule of value investing is to preserve your capital. Once you’re able to do that, then seek to make gains.
“Risk comes from not knowing what you’re doing.”
Conventional wisdom says that the higher the returns, the higher the risk. Sure there is risk to [...]

When I was a beginner real estate agent, I didn’t have very much sales knowledge. So, naturally, my performance was pretty dreadful in the first couple of months.
The initial period was disappointing and demoralising. Whenever I had a chance to meet up a potential client or conduct a viewing, I was not able to win [...]

I’ve just finished reading an article entitled How To Achieve Success In Everything, written by a fellow personal development blogger, Vincent Tan @ HealthMoneySuccess.com.
It’s a good piece of writing, which talks about the Ultimate Success Formula that anyone can use to achieve success in life.
It’s a simple 4-step formula. Let me just give you a [...]

“If you want to move to a higher level of life, you have to be willing to let go of some of your old ways of thinking and being and adopt new ones.”
“Your outer world is simply a reflection of your inner world. If things aren’t going well in your outer life, it’s because things [...]